Standard Closing Fees for Residential Refinances*

Settlement Fees	$250.00
Title Search	$200.00
Title Binder	$125.00
Notary Fee	$9.00
Courier/Handling Fee	$85.00
Digital Archiving Fee	$30.00
Obtain Payoff/Release of each Old Trust	$150.00

Title Insurance: The new Lender will require a Lender's Title Insurance policy. The cost of this policy is $2.90/$1,000 of the loan amount for the first $250,000 and $2.70/$1,000 up to $500,000, $2.30/$1000 up o $1,000,000 and $1.85/$1000 up to $2,000,000 (for policies over $2,000,000 please call for a quote) and the premium is paid by the borrower. If you currently have an Owner's Title insurance policy (less than 10 years old), we will issue the new Lender's policy at a discount of 30% based on amount of owner's policy.

If it becomes necessary to do a mail away, closing Key Title will charge an additional $150.00. An Electronic Title search fee of $15.00 may be applicable on some cases.

Government Fees*

The State/County charges the following in conjunction with refinancing:

Record Deed of Trust	$56.00
Taxes	$3.333/thousand
Record Release of Old Trust	$41 per Trust

*All fees are subject to change and any extraordinary services will be subject to additional charges.