Having closed over 75,000 homes since 1973, the staff at Key Title has accumulated a wealth of experience in all aspects of the real estate closing process. Key Title’s excellent reputation for service and quality in the real estate community has been earned one settlement at a time. We handle the non-legal closing matters on behalf of the purchasers, sellers, lenders, and title insurance company.
*Key Title does not prepare legal documents or Provide legal advice

Seller’s Timeline

Timeline of the Process Whether this is your first purchase or you are a Real Estate veteran, the closing process can sometimes appear to be mystifying. This thumbnail review should help you to understand what goes on before, during and after the day that you sit down and sign all the formal documents at Key Title. Purpose Of A Closing/Settlement As your closing agent, Key Title acts as a third ...Read More »

Surveys

A survey shows the location of the strucures on the Property as they relate to the Property boundaries. Most surveys are house location surveys that do not include corner markers, but a stake and boundary survey is available at a higher price. Most lenders require their title insurance policy is free of a survey exception, while some lenders do require a survey. If a Purchaser waives a survey, with lender ...Read More »

Title Insurance

Title insurance is broken into two categories: Lender’s and Owner’s. Commercial Lenders require Purchasers to buy Lender coverage, while Owner’s coverage is optional. There are two different types of Owner’s Title Insurance: the Standard Owner’s Policy and the Owner’s Enhanced Policy. The Standard Owner’s Policy protects both items that would be discovered by a title search and those that would not. Claims include, but are not limited to: frauds, forgeries, ...Read More »

Buyer’s Timeline

Timeline of the Process Whether this is your first purchase or you are a real estate veteran, the closing process can sometimes appear to be mystifying. This thumbnail review should help you to understand what goes on before, during and after the day that you sit down and sign all the formal documents at Key Title. Purpose Of A Closing/Settlement As your closing agent, Key Title acts as a third ...Read More »

Utilities

Cable Comcast (800) 226 2278 Cox Communications (703) 378 8422 Verizon (540) 954 6222   Water Alexandria (703) 549 7080 Arlington (703) 228 6570 City of Manassas (703) 257 8245 Fairfax County (703) 698 5800 Falls Church (703) 248 5071 Fauquier (540) 349 2092 Herndon (703) 435 6814 Loudoun (571) 291 7780 Prince William (703) 335 7950 Town of Culpeper (540) 829 8220 Town of Leesburg (703) 771 2701 Town ...Read More »

Seller’s Checklist

Confirm the settlement date and time through your real estate agent and/or Key Title. If any seller will not attend settlement, please contact Key Title now to arrange for an approved power of attorney. General powers of attorney are usually insufficient. Transfer utilities out of your name as of the settlement date, or other date agreed upon with the buyer. Be aware that utitlities cannot be turned off prior to ...Read More »

Buyer’s Checklist

Complete loan application and promptly furnish your lender with all requested documents and information. Purchasers should comply with these requests to avoid delays in closing. Schedule the settlement date and time through your REALTOR and/or KEY TITLE. If any purchaser will not attend settlement, please contact KEY TITLE and your lender now for a pre-approved power of attorney. General powers of attorney may be insufficient because they lack specificity and ...Read More »

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